Paying for assisted living and home care in Connecticut
- Last checked
- 13 official or primary sources
- Independent, not a care agency
Quick answer
Possibly, if the person meets the rules. Connecticut Medicaid home and community-based programs (such as Connecticut Home Care Program for Elders (CHCPE)) can pay for care at home for people who qualify, but federal waiver money can't pay room and board in assisted living. Some veterans can get VA Aid and Attendance or Housebound money or VA home care. Medicare doesn't pay for long-term care. In CareScout's 2025 Cost of Care Survey, the Connecticut median was $9,118 a month for assisted living and $6,864 a month for a non-medical caregiver at home 44 hours a week ($36/hour).
What care costs in Connecticut
| Type of care | Connecticut median | U.S. median |
|---|---|---|
| Assisted living (monthly, private one-bedroom) | $9,118 | $6,200 |
| Home care, non-medical caregiver (monthly, 44 hrs/week) | $6,864 | $6,673 |
| Home care, non-medical caregiver (hourly) | $36 | $35 |
Source: CareScout Cost of Care Survey 2025 (surveyed July–November 2025). Survey medians, not quotes; prices vary by city and provider.
Medicaid in Connecticut
These are the Connecticut Medicaid home and community-based programs we've documented in our Connecticut caregiver pay guide:
Connecticut Home Care Program for Elders (CHCPE)
For residents 65+ at risk of nursing home placement. DSS says family members are NOT eligible to be paid as personal care attendants under CHCPE, with very rare exceptions.
Community First Choice (CFC)
Medicaid option where enrollees can hire family members or others who meet qualifications; caregivers may live in the home (per NASHP summary).
Adult Family Living (AFL)
Waiver service where a family caregiver gets coaching and a stipend through an AFL provider organization; spouses are currently excluded (per 2026 legislative testimony on SB 330).
How to apply: See the DSS CHCPE page for how to apply.
Waiting list: Unknown.
Assisted living: Unverified: we haven't yet confirmed on an official Connecticut page whether Medicaid pays for services in assisted living. Where states do, federal rules don't allow waiver money for room and board (42 CFR 441.310), so ask how rent and meals would be paid.
Some of these programs let the person hire a family caregiver. Can family get paid in Connecticut?
Veterans in Connecticut
VA Aid and Attendance and Housebound benefits add to the VA pension for wartime veterans and surviving spouses who qualify. VA pays the gap between countable income and a yearly limit: for December 1, 2025 to November 30, 2026, $29,093 for a veteran with no dependents who qualifies for Aid and Attendance, or $34,488 with one dependent (VA rates). Enrolled veterans may also get Homemaker and Home Health Aide care or Veteran-Directed Care where it's offered. VA doesn't pay assisted living rent but may cover some services. See also VA programs that pay family caregivers.
Other help in Connecticut
Medicare doesn't pay for long-term custodial care (Medicare.gov). Your local Area Agency on Aging can tell you about Connecticut programs outside Medicaid, like respite and caregiver support. Find it through the Eldercare Locator (1-800-677-1116). Need ramps or grab bars instead? See home modification grants.
Get your free Connecticut checklist + rule-change alerts
The programs to ask about, documents to gather, and who to call in Connecticut. Print it now, no email needed.
Frequently asked questions
Will Medicaid pay for assisted living in Connecticut?
We haven't confirmed on an official Connecticut page whether Medicaid covers services in assisted living there. Where states do, federal rules don't allow waiver money for room and board, so rent and meals are usually paid separately. Ask the Connecticut Medicaid agency.
Will Medicaid pay for home care in Connecticut?
Connecticut Medicaid offers home and community-based programs, including Connecticut Home Care Program for Elders (CHCPE); Community First Choice (CFC); Adult Family Living (AFL). Eligibility depends on income, assets and care needs, and enrollment can be limited.
Can a veteran in Connecticut get help paying for care?
Wartime veterans and surviving spouses who meet VA's income, net worth and care-need rules may get Aid and Attendance or Housebound pension money. Enrolled veterans may get VA Homemaker and Home Health Aide care or Veteran-Directed Care where offered. These are federal programs, so the rules are the same in Connecticut as everywhere.
How much does senior care cost in Connecticut?
In CareScout's 2025 Cost of Care Survey, the Connecticut median was $9,118 a month for assisted living and $6,864 a month for a non-medical caregiver at home 44 hours a week ($36/hour). These are medians, not quotes.
Sources
Was this helpful?